COMPREHENSIVE WEALTH MANAGEMENT SERVICES

Investment Oversight Services

• Provide independent advice
• Review your investments and design a personalized portfolio appropriate to your needs
• Provide continual monitoring of your investments
• Be available for Quarterly, Semi-Annual, or Annual meetings to review and evaluate investment performance, update your overall financial objectives and, if necessary, reallocate your portfolio as agreed upon by you
• Recommend positioning of funds within your retirement plans such as a 401(K)s

Tax Reduction Planning

• Review your tax return to highlight opportunities for tax reduction strategies
• Consult with your tax preparer if necessary
• Stay up to date on new tax law changes that can affect your situation

Retirement Income & Distribution Planning

• Analyze your income needs now, and in the future
• Develop & implement recommendations to help you maintain a comfortable standard of living
• Recommend the best distribution strategy for your Social Security benefits, employer retirement plans and IRAs
• Determine the best strategy for structuring your IRA beneficiary designations

Risk Management Planning

• Analyze your life, disability, long-term care and personal property and casualty insurance needs
• Audit the design and cost of existing insurance policies
• Review the life insurance ownership structure and beneficiary designations to coordinate with your Estate Plan
• Provide business succession advice to include Buy/Sell funding, Key-Person coverage and executive benefit planning - as well as estate liquidity planning

Legacy Planning

• Analyze your current estate plan and advise on the effects of estate tax changes
• Consult with your estate planning attorney to coordinate planning concepts
• Coordinate and oversee the transfer of assets to your Living Trust or other trusts
• Assist with estate settlement issues

Client Communications 

• Send newsletters to keep you apprised of the current state of the investment markets
• Provide special reports on how to reduce your taxes and other important topics